Support Services

AVS and CVV Check Response Codes

Address Verification (AVS) Codes

When sending a transaction for address verification or card verification, you will receive one of the following responses:

CodeSummaryDescriptionVISAMasterCardAmerican ExpressDiscover
XMATCHStreet address and 9-digit ZIP code both match x  
YMATCHStreet address and 5-digit ZIP code both matchxxxx
APARTIAL MATCHStreet address matches, but both 5-digit and 9-digit ZIP code do not matchxxxx
WPARTIAL MATCHStreet address does not match, but 9-digit ZIP code matches x x
ZPARTIAL MATCHStreet address does not match, but 5-digit ZIP code matchesxxxx
NNO MATCHStreet address, 5-digit ZIP code, and 9-digit ZIP code all do not matchxxxx
USYSTEM UNAVAILABLE

Address information unavailable. Returned if non-US.

AVS is not available or the AVS for a US bank is not functioning properly.

xxxx
RSYSTEM UNAVAILABLERetry - Issuer's system unavailable or timed outxxx 
EINVALIDAVS data is invalidx   
SNOT SUPPORTEDUS-issuing bank does not support AVSxxx 

NOTE: A transaction may be approved even if the address or card verification information does not match. The AVS and CVV2 system is designed to give merchants peace of mind when shipping products to their customers. Merchants must determine whether or not to supply the goods based on the AVS and CVV responses. 

International Address Verification Codes

CodeSummaryDescription
DMATCHStreet address and 9-digit ZIP code both match
MMATCHStreet address and 5-digit ZIP code both match
BPARTIAL MATCHStreet address matches, but both 5-digit and 9-digit ZIP code do not match
PPARTIAL MATCHStreet address does not match, but 9-digit ZIP code matches
CPARTIAL MATCHStreet address does not match, but 5-digit ZIP code matches
INO MATCHStreet address, 5-digit ZIP code, and 9-digit ZIP code all do not match
GSYSTEM UNAVAILABLE

Address information unavailable. Returned if non-US.

RSYSTEM UNAVAILABLERetry - Issuer's system unavailable or timed out
EINVALIDAVS data is invalid
SNOT SUPPORTEDUS-issuing bank does not support AVS

Card Verification Value (CVV/CVV2) Codes

CodeDescription
MCVV2 Match
NCVV2 No Match
PNot Processed
SIssuer indicates that CVV2 data should be present on the card, but the merchant has indicated that the data is not present on the card
UIssuer has not certified for CVV2 or the Issuer has not provided Visa with the CVV2 encryption keys
EmptyTransaction failed because the merchant entered the wrong CVV2 number or didn't enter any CVV2 number

Did you find it helpful? Yes No

Send feedback
Sorry we couldn't be helpful. Help us improve this article with your feedback.